Buying a home in Ghana can be a dream come true—whether you’re based locally or part of the diaspora. However, the journey to securing a property can also be complex, with legal, financial, and practical hurdles along the way.
Intrepid Housing Solutions (IHS), simplifies and safeguard every step of the process using smart PropTech tools, expert project management, and full-service real estate support.
Here’s a clear breakdown of the 8 essential steps to buying a house in Ghana—and how IHS helps you move through them with confidence.
Step 1: Define Your Budget and Financing
Before house hunting begins, determine how much you can afford. Consider mortgage options, cash purchases, and your total project budget—including land, materials, labor, and legal fees.
How IHS Helps:
We provide budget planning tools, help estimate total project cost, and connect you with vetted mortgage partners or diaspora-focused financing options.
Step 2: Choose a Location
From Accra to Kumasi, Prampram to East Legon, Ghana offers diverse real estate opportunities. Your choice will depend on lifestyle, work proximity, investment goals, and land value.
How IHS Helps:
We offer curated listings in safe, verified neighborhoods. Our team provides local insights, zoning information, and growth forecasts for strategic location decisions.
Step 3: Find a Verified Property or Land
This is where many buyers go wrong falling for unverified land or properties with unclear documentation.
How IHS Helps:
Every listing on our platform is pre-vetted for legal ownership, title registration, and land use approval. We eliminate middlemen and fake agents.
Step 4: Conduct Due Diligence
You must verify the property’s legal status, check for land disputes, and confirm seller legitimacy before making a payment.
How IHS Helps:
Our legal team handles land searches at the Lands Commission, site verification, and title validation—ensuring your investment is 100% secure.
Step 5: Negotiate and Finalize the Purchase
Once the property checks out, you’ll negotiate the price and terms, then execute a sale and purchase agreement.
How IHS Helps:
We negotiate on your behalf for the best deal, facilitate contracts with transparency, and guide you through signing and payments.
Step 6: Register the Property
The property must be officially transferred to your name and registered with the appropriate local authorities.
How IHS Helps:
We process all legal documentation, from indentures to registration, and ensure that you are listed as the rightful owner on public record.